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Charles Rutenberg Realty - Greater Tampa Home Team Blog

Friday, June 22, 2018   /   by Jenifer Fernandez PA

5 Great Reasons Why Home Buyers Should Look at New Construction

LOOKING TO BUY THAT NEXT HOUSE?–HERE ARE FIVE POWERFUL REASONS WHY LOOKING AT NEW CONSTRUCTION IS WORTHWHILE…
New home construction is exploding across the Greater Tampa Bay Area. New home builders have a multitude of new communities under construction now, and many more are planned. Demand is strong, and there is good reason!
AMAZING NEW-MATERIALS TECHNOLOGY IN NEW HOME CONSTRUCTION IS SLASHING ENERGY COSTS, IMPROVING COMFORT, AND AIDING HEALTH
The energy efficiency of a house is determined both by the efficiency of its appliances (refrigerator, dish washer, washer/dryer/HVAC systems, water heater, etc.), and by the building materials used in its construction that affect: 1) air leaks from the building envelope, HVAC system, attic, foundation, and crawl spaces; and 2) the effectiveness of wall and ceiling insulation. Moreover, the importance of building materials goes beyond saving monthly energy expenses–health and living-comfor ...

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Friday, June 22, 2018   /   by Jenifer Fernandez PA

VA Loans - Veterans Buy with NO MONEY DOWN

THE VA LOAN CARRIES MANY BENEFITS
Home ownership data shows that 80% of vets own a house.  That compares to  65% for the general population.
The benefits of VA loan financing, however, are not well known.  Here is a list of the primary reasons for considering VA financing…

No down payment required.  With zero down, you can borrow up to $417,000.
Lower interest rates.  The saving could range from 0.5% to 1.0%.
Credit requirements are less stringent. A 620 credit score may get you there.
The VA uses a 41% cap rate on the total debt to income ratio.  This is higher than conventional and FHA loan hurdles.
Lower closing costs.
No mortgage insurance.

ELIGIBILITY

Active military.
Served at least 90 consecutive days on active duty during war time, or
Served at least 181 consecutive days on active duty during peace time, or
At least 6 years National Guard or Reserve duty.
National Guard or Reserve deployment for as little as 90 days m ...

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Charles Rutenberg Realty - Greater Tampa Home Team
Joy L Frisch PA
1603 Weatherford Dr.
Sun City Center, FL 33573
928-301-6332

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