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Joy L | Charles Rutenberg Realty Blog

Monday, November 18, 2019   /   by Joy L

Replacing Your Water Heater

Replacing Your Water Heater

By Bluehammer Admin

Hot water is a luxury we all take for granted until it goes cold. The following are some helpful tips when it comes time to replace your Water Heater.
Signs That You Need a New Water Heater
There are 2 major signs that you need to replace your water heater. One is that you have little to no hot water and the second is that there is a large puddle of water under your water heater. If that's the case read on!
Cost Factors in Replacing Your Water Heater
No doubt the biggest factor in the project cost of replacing your water heater is the cost of the appliance itself. However, unlike some other appliance replacements, labor is also a factor. Water heaters come in all types and sizes. Below are the main cost factors in the project of replacing your water heater.

Removal of the old water heater
Delivery and installation of the new water heater
Re-routing of plumbing (if applicable) and the accompanying material costs
Hauling a ...

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Wednesday, November 13, 2019   /   by Joy L

When is it time to get a PLUMBER?

Poor plumbing conditions in your home can escalate to bigger problems such as flooding and accidents. On top of that, you'll most likely find your monthly water bills with exceeding charges.
Avoid these troublesome and costly issues by keeping your home's plumbing system properly functioning all the time. Fix plumbing issues before they become a real threat. Here are clear signs that will tell you it's time to call a plumber:
Low Water Pressure
Leaks, piping issues and outdated fixtures are among the primary causes of low water pressure. This occurrence provides inconvenience in both households and business places, slowing down the performance of any task that uses water on a daily basis. When faced with poor or inconsistent water pressure, don't hesitate to call a plumber right away to fix the problem.
Slow Draining
Slow draining in your bathroom or kitchen sink may indicate clogging down the pipes. While some of these clogs can be undone with the use of a plunger, any repeat dra ...

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Thursday, November 7, 2019   /   by Joy L


If you’re thinking about putting your home on the market, you might be wondering how you can get it sold fast. Having been through the home sale process six times myself, to say nothing about the fact that I am Realtor who sells homes for my clients, I can attest that the most basic and useful advice which works like a charm. Here it is: When getting the house ready to show, FOCUS ON THE BUYERS’ NEEDS AND NOT SO MUCH ON SHOWING HOW YOU LIVED THERE. When buyers can envision themselves in the house (instead of you and all your family’s stuff), you’re likely to sell your house faster.
Don’t worry that your house doesn’t look “lived in” or “homey.” That’s not what sells houses. Instead, turning your house into a blank state will help buyers envision themselves and their belongings in your home. Remember that when showing a house, less is always more. Here’s how you can apply that concept to stage your home for more ef ...

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Thursday, November 7, 2019   /   by Joy L


Sellers are far more likely to agree to do repairs if they are safety or major issues that will cause lenders or insurance companies to balk!


Bottom of Form

Most buyers and sellers understand that buying and selling a home requires negotiation. You give a little here, and they concede a bit there. So, here’s a list of things you should not ask for on the repair list.

Here is a list of nine repair requests that buyers should think twice about before making.


1. Easily repaired items under $10

Whole house inspectors often come back with a list of items that cost under $10 to repair or replace. Save yourself the hassle and omit these things from the list of requested repairs. As of late, I’ve seen many requests for switch plates and light bulbs. Really? I even had one agent argue that lightbulbs are safety issues. Again, Really?

If repairs are not related to a safety issue or the breakdow ...

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Thursday, November 7, 2019   /   by Joy L

VA Loans - Veterans Buy with NO MONEY DOWN

Home ownership data shows that 80% of vets own a house.  That compares to  65% for the general population.
The benefits of VA loan financing, however, are not well known.  Here is a list of the primary reasons for considering VA financing…

No down payment required.  With zero down, you can borrow up to $417,000.
Lower interest rates.  The saving could range from 0.5% to 1.0%.
Credit requirements are less stringent. A 620 credit score may get you there.
The VA uses a 41% cap rate on the total debt to income ratio.  This is higher than conventional and FHA loan hurdles.
Lower closing costs.
No mortgage insurance.


Active military.
Served at least 90 consecutive days on active duty during war time, or
Served at least 181 consecutive days on active duty during peace time, or
At least 6 years National Guard or Reserve duty.
National Guard or Reserve deployment for as little as 90 days m ...

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Charles Rutenberg Realty
Joy L Frisch PA
1603 Weatherford Dr.
Sun City Center, FL 33573

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